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Here's why you should have a prenup

Bringing up the topic of a prenup with someone you're about to marry isn't the most romantic subject matter, but it can be one of the most important discussions you have as a couple. Many couples feel like it's not necessary, especially if neither one has any assets. However, a lot can change throughout a marriage and your situation 10 years down the road may be drastically different.

For that reason and many others, it's important to look into a prenup before you tie the knot. Here's why:

The discussion itself can be eye-opening. Just asking each other questions about your financial situation or talking about "what ifs" can reveal a lot of important facts about one another. Most experts say that disagreements about money can be the number one cause of divorce, so seeing where everyone stands before the big day is a good idea.

Texas is a community property state. That means your assets will be cut in half in the event of a divorce unless you indicate otherwise in a prenuptial agreement.

Prenups are like an insurance plan. You don't buy a car thinking that you're going to crash it, but you still get insurance for it. By the same token, even if you don't think you'll divorce, it's a good idea to have a prenup in case something does happen.

One of the best ways to draw up a prenuptial agreement is to speak with an attorney. He or she can sit down with you and ensure that everything is done with your best interests in mind.

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